Financing

Home Improvement Financing & Payment Options for Your Convenience

Total home comfort should be available to families on every budget. Because our customers are our number one priority and we value your business, Dale's Heating & Air, Inc. has various financing and payment options available for your convenience to fit your needs and budget. We understand that when expected and unexpected emergency heating or cooling system repairs or replacements arrive, the funds needed to complete the job may not be readily available. When the job is finished, you have the option of paying with any major credit card, debit card or you can apply for one of our financing options below.






Flexible Financing*



  • Multiple Loan Options Available.
  • Apply Online. Fast Approvals.
  • No Prepayment Penatlites.


  • Pay over time for the things you need, exclusively through RTO National.
  • There's no credit check and no penalty for early buyout or cancellation.
  • This is your most flexible path to ownership.

Lease To Own**



  • Lease-to-Own.
  • No Minimum Credit.
  • 100% Financing Available.


  • Starting at zero down with fixed payments and fixed APR.
  • Instant approval status online or in-person.
  • Lowest total cost of ownership.


For Service You Can Trust, Just Call Dale’s!

*Upon credit approval. Ask for details. **Some restrictions apply. Ask for details.

Location: 10404 Lee Hwy Ooltewah, TN 37363
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